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Kansas

Kansas · home improvement

Your rights in Kansas

Information, not legal adviceRules checked Oct 4, 2026

3 business days to cancel

If sold at home or away from their office ($25+)

Cancel in writing by midnight of the third business day (Saturday counts). Money back within 10 business days.

Some sales are excepted, such as emergency work you ask for in a signed waiver.

The 6 exceptions, in the rule's words
  • You negotiated the deal earlier during a visit to the contractor's fixed, permanent retail location where the goods or services are offered.
  • You started the transaction because you needed the work for a real, immediate personal emergency, and you gave the contractor a separate, dated and signed statement in your own handwriting that describes the emergency and waives the three-day right.
  • You started the deal and specifically asked the contractor to come to your home to repair or maintain your property. Anything extra sold during that visit, other than replacement parts used in the repair, is not covered by this exception and can still be cancelled.
  • The deal was made and completed entirely by mail or telephone, with no other contact before the goods were delivered or the work was done.
  • Transactions in which you have the federal right to rescind under the Consumer Credit Protection Act (15 U.S.C. 1635).
  • Sales or rentals of real property; sales of insurance; securities or commodities sold by a broker-dealer registered with the SEC; sales by vendors authorized to do business on the fairgrounds during the Kansas State Fair.
Read the full rule

When it applies

A sale of $25 or more that the contractor or its representative personally solicits (even if you invited them), where you agree to buy somewhere other than the contractor's main or permanent branch office, such as at your home. Saturdays count as business days; Sundays and legal holidays do not.

If a contractor sells you the job at your home, or anywhere other than its main or permanent branch office, and the price is $25 or more, you can cancel in writing until midnight of the third business day after you sign. Sundays and legal holidays do not count. The contractor must refund your payments within 10 business days of getting your notice.

K.S.A. 50-640 · read on ksrevisor.gov · checked Oct 4, 2026 (official source, opens in a new tab)

The contract must include

Source: KS law

An estimate isn't the contract. Ask for all 7 in writing before you sign.

  • A dated copy in your languageIf sold away from their office: show the rule's own words

    In the rule's words

    If the contractor sold you the job at your home or anywhere other than its main or permanent branch office (a sale of $25 or more): give you a fully completed copy of the contract when you sign it. The copy must be dated, show the contractor's name and address, and be in the same language used in the sales pitch.

  • 3-day cancel statementIf sold away from their office: show the rule's own words

    In the rule's words

    In that case, the contract must also have a statement next to your signature, in bold type of at least 10 point, saying you may cancel before midnight of the third business day after the date of the transaction.

  • Two cancel forms attachedIf sold away from their office: show the rule's own words

    In the rule's words

    In that case, the contractor must attach two completed, easily detachable copies of a 'Notice of Cancellation' form. The forms must show the contractor's name, its place-of-business address, the transaction date and the last date you can cancel. The contractor must also tell you out loud about your right to cancel.

  • No waiver of cancel rightsNo confession of judgment either: show the rule's own words

    In the rule's words

    In that case, the contract cannot include a confession of judgment or any waiver of your rights under this law, including your right to cancel.

  • Roofing registration #Roofers put it on the contract: show the rule's own words

    In the rule's words

    For roofing work: the contractor's Kansas roofing registration certificate number must be on the contract. The law also requires it on every business sign, card, piece of correspondence and commercial vehicle used for roofing work, and on any building permit for the job.

  • No insurance assignmentAfter storm or other damage: show the rule's own words

    In the rule's words

    After storm or other damage, a contractor (or anyone inspecting, repairing, restoring or replacing your property) may not ask for or accept an assignment of your home-insurance claim benefits. Since July 1, 2026, any such assignment is void (K.S.A. 40-2443, 2026 Senate Bill 55).

  • Solar disclosure documentSeparate, signed a day after the contract: show the rule's own words

    In the rule's words

    For a home power system that will feed extra electricity back to the utility under a net-metering or parallel-generation agreement (for example rooftop solar) on a single-family home or a building of two units or fewer: before the contract, the seller must give you a separate disclosure document in at least 10-point type, in the language used in the sales pitch or one you ask for. It must show, among other things, the total cost over the whole contract in bold, highlighted type (which you acknowledge in writing), the main equipment and expected system life, a guarantee of how much energy the system will produce with a remedy if it falls short within a year after it is approved to operate, the name and number of the certified installer or master electrician overseeing the job, the expected start and completion dates, any fees, liens and payment increases, and a statement that the seller is not affiliated with any utility or government agency. You sign and date the disclosure at least one calendar day after the contract is signed.

On signing day

  • Keep a signed copy
  • Find the cancel notice
Sources38 official pages · checked Oct 4, 2026

Notes from our check

  • How the sources were read: every statute was fetched directly from ksrevisor.gov (Kansas Office of Revisor of Statutes) on 2026-10-04. The Attorney General pages on ag.ks.gov and the Department of Agriculture page returned HTTP 403 (access denied) to automated fetches on 2026-10-04, so they were read in Internet Archive copies of those official pages (AG consumer page captured 2026-06-28, AG roofing FAQ captured 2026-05-08, KDA pesticide business page captured 2026-04-17). A person should open the live pages once to confirm them. ksbiz.kansas.gov loaded normally. 2026 Senate Bill 55 was read in the enrolled bill on kslegislature.gov, and its effective date and new section number come from the Revisor's 2026 list of new, amended and repealed statutes.
  • No deposit cap: no Kansas statute limiting deposits or down payments for residential home improvement contracts was found, so depositCap is null and the app must not state a Kansas cap. The AG's consumer page lists a contractor who 'asks you to pay for the entire job up front' as a warning sign. That is advice, not a legal limit. The Kansas Fairness in Private Construction Contract Act (K.S.A. 16-1801 to 16-1807, which sets 30-day payment terms and retainage limits in K.S.A. 16-1803 and 16-1804) does not apply to single-family or multifamily housing of four units or less (K.S.A. 16-1807). The roofing act makes it a violation to abandon a roofing contract without legal grounds after a deposit is paid, or to divert funds entrusted to the roofer (K.S.A. 50-6,133(a)(1)-(2)). That is not a cap. The section titles in the Chapter 50 index on ksrevisor.gov were scanned for deposit, contractor, roofing, storm and home-improvement provisions, but no full-text search of every chapter was done.
  • Registration is null because Kansas has no statewide general contractor or home-improvement license or registration. The state's business portal says 'cities and counties set licensing requirements for construction or contracting businesses' (ksbiz.kansas.gov). K.S.A. 12-1557 (general, building and residential contractors), 12-1509 (plumbers), 12-1526 (electricians) and 12-1542 (HVAC) apply only to 'any county or city requiring the licensure' of those trades. A local license based on the state-designated exams is valid in other Kansas localities that require one. The AG tells consumers that 'your local city or county officials' can explain licensing requirements. The app should tell Kansas homeowners to check with their city or county.
  • The one statewide contractor credential that matters for home repair is roofing. Under the Kansas Roofing Registration Act (K.S.A. 50-6,121 to 50-6,138, plus 50-6,138a and 50-6,138b), no one may act as a roofing contractor (doing, offering or soliciting residential or commercial roofing work for a fee) without a roofing contractor registration certificate from the Kansas Attorney General (K.S.A. 50-6,122(a) and 50-6,123). Exemptions include employees and day laborers working under a registered roofer's direct supervision; owners, or their employees, roofing the owner's own property without a registered roofer; anyone whose every roofing project in a fiscal year is priced under $2,000 including labor and materials, unless they advertise or hold themselves out as a roofer; and 'exempt general contractors' (K.S.A. 50-6,122(a)(2) and 50-6,129). An exempt general contractor either does roofing only as part of a larger project, at no more than 50 percent of the total project cost, or subcontracts all roofing to a separate registered roofer. In both cases it must meet local licensing requirements and must not sell door to door (K.S.A. 50-6,122(e)), and the AG can issue it a letter of exemption (K.S.A. 50-6,138b). Applicants must file proof of at least $500,000 of liability insurance (K.S.A. 50-6,125). The number must be on contracts, signs, cards, correspondence, commercial vehicles and building permits (K.S.A. 50-6,127 and 50-6,135). Certificates expire each June 30 (K.S.A. 50-6,128(d) and 50-6,130), the AG keeps a public registry (K.S.A. 50-6,136), and the act is in addition to any local licensing (K.S.A. 50-6,137).
  • Cancellation wording differs between the AG page and the statute. The AG page says refunds are due 'within 10 days', while K.S.A. 50-640(b)(7) says 10 business days. The AG page says it is illegal to cash your check within the three-day period, while the statute (b)(8) bars selling or assigning the note or other evidence of debt to a finance company or other third party before midnight of the fifth business day. The AG page says 'permanent place of business or local address', while the statute defines place of business as 'the main or permanent branch office'. The figures here follow the statute.
  • Under K.S.A. 50-640(a), the three days run from signing an agreement 'which includes the disclosures required by this section'. The app should not say what happens when those disclosures are missing. Kansas has its own home-solicitation right, so the federal FTC Cooling-Off Rule is not used for this entry.
  • Insurance-benefit assignments changed in 2026. K.S.A. 50-6,143 (2019) set rules for a homeowner assigning post-loss property-insurance benefits to a residential contractor: a capitalized 14-point notice, a right to cancel within five business days, and a copy to the insurer within three business days. 2026 Senate Bill 55 (new K.S.A. 40-2443, which the Revisor lists as in force July 1, 2026) now says a person shall not solicit or accept an assignment, in whole or in part, of any post-loss benefit under a residential property insurance policy, and that any assignment agreement is against public policy and null and void. The exceptions are assignments to a federally insured financial institution, a mortgagee or a later buyer of the property, and liability coverage. K.S.A. 50-6,143 is not listed as repealed and still appears on ksrevisor.gov. The ksrevisor.gov page for K.S.A. 40-2443 was not yet posted (HTTP 404) on 2026-10-04, so the section was read in the enrolled bill. The app should not describe the 50-6,143 assignment procedure as an option. How the two sections fit together is a question for a lawyer.
  • Solar and other grid-connected home generation (K.S.A. 50-6,147, in force July 1, 2025): besides the separate disclosure listed under contractMust, a seller that must register as a business with the Kansas Secretary of State may not act as a distributed energy retailer unless it is registered and in good standing (50-6,147(b)). If the seller does not comply with the disclosure section, the statute says the contract is null and void, and each violation carries a civil penalty of up to $10,000 (50-6,147(e)). The section does not apply when buying a home that already has a system (50-6,147(f)). Secretary of State business registration is not a contractor license, so solar is not listed as a statewide credentialed trade.
  • Liens: for improvements to an owner-occupied home for one or two families (and some new homes built as the owner's main residence), a subcontractor or supplier with a claim over $250 can claim a lien on the home only if it mailed an owner the 'Notice to owner' warning set out in K.S.A. 60-1103a, or holds an owner's signed and dated statement that the warning was given. The warning tells the owner they may hold back the amount claimed from their contractor until the dispute is settled. This is a lien rule, not a contract term, so it is not listed under contractMust.
  • home-inspection is not listed as statewide. The Kansas home inspector statutes (K.S.A. 58-4501 to 58-4512) are all shown as expired on July 1, 2013, and the article is marked 'Not in active use' on ksrevisor.gov, although the roofing act's exemption for registered home inspectors (K.S.A. 50-6,129(a)(5)) still refers to them. No replacement statewide credential was found.
  • environmental-testing is left out of both lists. Radon measurement requires certification by the Kansas Department of Health and Environment (K.S.A. 48-16a05; 'department' is defined in K.S.A. 48-16a02), except for testing your own building or unpaid testing that is not tied to a property sale. This slug also covers testing (for example mold) that this law does not reach, so listing the whole slug as state-credentialed could mislead.
  • septic-well is left out of both lists. Water well contractors must be licensed by the Secretary of Health and Environment (K.S.A. 82a-1206; 'secretary' is defined in K.S.A. 82a-1203(e)). Statewide credentialing of septic system installers was not verified.
  • Storm and insurance rules: the section titles in the Chapter 40 (insurance) index on ksrevisor.gov were scanned, and the Revisor's 2026 list of new and amended statutes was checked, which is how K.S.A. 40-2443 was found. No full-text search was done, so a person should still confirm there is no deductible-rebate or other storm-repair rule before this entry is relied on for storm-damage roofing claims.

General information from official Kansas sources. For your situation, ask the state's consumer protection office or a lawyer.

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